Now here’s a novel idea. Are you tired of Wall Street and banks driving the downsizing? Take the initiative and downsize them by shrinking your need for credit. If you owned a home that wasn’t too big or too little but fit you just right then perhaps your ends would fit your means (instead of justify). In other words you wouldn’t need a mortgage to last a life time, you could save money and live a lot freer while probably increasing your options and happiness to boot. Remember woe be the pride before the mortgage margin call. Read on Tiny Homes For Sale Under $60K – Business Insider.